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Personal Loans
Our Personal loans give you a choice for financing a variety of needs, from emergencies to planned expenses. They offer flexibility, quick disbursal, and don’t require collateral, making them an accessible option for when you need financial support.
Personal Loans (eligibility based) we offer personal loan specifically, to salaried, professionals and self-employed individuals with minimal paperwork and competitive rates of interest. (Range from Rs.1lakh up to 30 lakh) Apply here!
Quick loans We offer fast loans from Rs. 5000 up to Rs. 1 lakh for urgent needs through our Loan App: LoanMyntra ( लोन मंत्र). Get easy, reliable and viable solutions real quick! Apply here!(Loan Myntra Link).
Eligibility for Our Personal Loans:
- Nationality: Must be an Indian Citizen
- Age: must be between 21 to 80 years
- Employment: You can be employed in the Public, Private or MNC sector (self-employed or salaried)
- CIBIL Score: 650 or higher
Home Improvement Loans (Unsecured)
Make your dream of your ideal home a reality with our Home Loans. Experience smooth and supportive processes with competitive interest rates and flexible payment options.
A home loan is an excellent way to build your wealth with a growing asset.
With our financial services, you can renovate, extend, improve or cover the down payment for your new house.
Following are the eligibility criteria for availing of a home loan (unsecured) with us:
- Age: As a salaried or self-employed professional, you need to be between 23 to 70 years of age.
- CIBIL Score: You must have a CIBIL Score of 720 or above.
- Interest Rate: The Interest Rate for this product will be between 6.5% to 12% depending on your eligibility scores and tenure required.
Unsecured Business Loans
Avail funds for your business needs without requiring to pledge any collateral. Instead, approvals are based on the company’s creditworthiness, cash flow, and business performance. These loans offer quick access to capital for working capital, expansion, or emergencies.
Following are the eligibility criteria for securing an unsecured business loan:
Criteria for availing an unsecured business loan are very easy. You need the following documents:
KYC, financial statements of our business like P&L and Balance Sheet of last 3 years, Bank statements of business of last 6 months.
Vehicle Loans
Use this secured loan used to finance the purchase of a new or used vehicle (like cars, bikes, trucks, etc.), where the vehicle itself serves as collateral. You repay the loan in Easy fixed monthly instalments (EMIs) with interest over a set period until the lender transfers full ownership.
Bring home that scooter, bike or even car (or used car) that you have been wishing for, easily with our Vehicle loans.
Get up to 100% value of the vehicle you plan to purchase.
Pay in easy instalments with affordable interest rates. Apply Now!
Following are the eligibility criteria for availing Vehicle Loans from us:
- Employment: Salaried or professional in private limited companies, public sector undertakings, including central, state, and local bodies. Also, self-employed individuals in manufacturing, trading or services. Minimum 2 years of employment.
- Must be an Indian National.
- Age:21 years to 65 years (at maturity)
- Income: Minimum Rs 3 Lakh /annum including that of co- signer/ co-applicant.
- Must have address proof in terms of a residence phone number or post-paid mobile number.
- Interest Rate: 10.5% annualised.
Housing Finance/ Housing Loan (Secured, Loan against Property)
Specialised Housing Loans, where you build an asset while repaying the loan in tailored, suitable EMIs. Rates Of Interest are fixed based on Prime Lending Rate followed by the NBFC. Avail loans from up to Rs 1 cr. and rush to live under your own roof!
- A CIBIL score of 750 plus is preferred, however, an inadequate Credit Score borrower would be sanctioned albeit with increased ROI
- Online loan application & rapid processing,
- You can expect Rates of interest between 8.00% upto30%. (decided by gradation of risk and cost of funds to NBFC).
Other Loans against Property
We provide Secured Loans against property ideal for high-value requirements like business expansion, education, or medical emergencies, often offering lower interest rates and longer tenures (up to 15-25 years) compared to unsecured personal loans.
This is the most useful kind of loan for when you need high value liquidity against an asset/ property.
Important eligibility criteria when applying for a Loan Against Property
- Age: Must be 20–65 years (salaried), 21–70 years (self-employed)
- Employment: Salaried or Self-employed
- Credit Score: 750 & above, though applications with lower scores maybe adjusted against higher rates of interest.
- Eligibility: Indian citizens and NRIs (Non-Resident Indians)
- Income: Stable income proof.
Our interest rates range from 9% onwards up to 30% pa. from 9% to up to 15.99% for Loans Against Securities.
Loan Suraksha
With this product, we offer you the ultimate protection. In case of an unfortunate event like death or permanent disability, your loved ones are not burdened with loan liabilities along with the grief.
This plan pays your outstanding loan in case of an unforeseen event like mentioned above.
This is offered on all our loan products at the minor one time processing cost of 3% of loan Principal.
EMI CalculatorAny Investment Types that you like.
Calculate the EMI that you will be required to pay for your home loan with our easy to understand home loan EMI Calculator.
